First Time Homebuyer Assistance
The City does not have a down payment or financing assistance program to help first time homebuyers purchase a house: however, there are a wide range of local, County, State and other programs presently available to interested first time homebuyers in San Mateo County. Because each of the agencies or programs listed below will have different eligibility requirements, it would be advisable to call or check out the website for each one you are interested in.
Local Programs
| City of Belmont | City of San Bruno |
| City of Foster City | City of San Carlos |
| City of Menlo Park | City of San Mateo |
| City of Redwood City | City of South San Francisco |
County
Housing Endowment And Regional Trust (HEART) of San Mateo County
- New Homebuyer Assistance Program
San Mateo County Mortgage Credit Certificate Program, 650-802-5032
State
California Housing Finance Agency (CalHFA)
- High Cost Area Home Purchase Assistance Program (HiCAP)
- Extra Credit Teachers Program
California State Teachers’ Retirement System
- 80-17 Program Mortgage Loan Program
Other
California Home Source Lease Purchase Homeownership Program
San Mateo Community College District Silent Loan Program, 415-561-5600
