Covid-19 Housing Resources

EMERGENCY RENTAL ASSISTANCE

The City has a COVID-19 Emergency Rental Assistance Program for families and individuals impacted by COVID-19. The program is administered by the Daly City Community Service Center and is intended to help households who have experienced a loss of income due to COVID-19 and have no other alternative sources of income, such as paid leave or unemployment insurance. If you are in need of rental assistance due to COVID-19, please submit an online pre-application.  Please note that successful pre-application completion does not guarantee rental assistance.

  • Frequently asked Questions and Answers (FAQs) about the application can be found here: English   /   Spanish

  • Be prepared to upload these required documents: 

  • Written verification that you are unable to pay all or part of your rent due to loss of income from loss or reduction in work hours as a result of COVID-19

  • Lease or Rental Agreement.

  • Official ID for all adults in the household.

COUNTYWIDE EVICTION MORATORIUM

On March 24, 2020, San Mateo County approved an emergency regulation that established a countywide eviction moratorium. The emergency regulation prevents landlords from evicting tenants for non-payment of rent due to COVID-19 impacts or no-fault terminations. The emergency regulation is applicable to residential tenants, including mobile homeowners, and is in effect through May 31, 2020.

Before taking any action to evict a tenant for non-payment of rent or no-fault terminations, landlords must notify their tenants of the emergency regulation using this form.

If a tenant cannot pay rent due to COVID-19 impacts, they must notify their landlord within 14 days of receiving the emergency regulation notice. 

This emergency regulation does not relieve a tenant from their obligation to pay rent. Tenants are required to pay their landlords the late rent within 90 days following termination of emergency. Tenants may request up to three 30-day extensions however they must notify their landlord and provide documentation supporting their request. Landlords may not charge or collect a late fee for a delayed rent payment.

For additional information, please visit the San Mateo County COVID-19 Eviction Regulations webpage.

 

LEGAL AND OTHER TENANT/LANDLORD RESOURCES

 

  • Legal Aid Society of San Mateo County   Main: (650) 558-0915 | Housing Clinic: (650) 517-8911 Website

  • Project Sentinel (650) 399-2149 Website

  • San Mateo County Eviction Moratorium Summary English| Spanish

  • San Mateo County Eviction Moratorium FAQ English | Spanish

  • Eviction Moratorium – Letter to Landlord Template English| Spanish

     

    HOMEOWNER RESOURCES

Fannie Mae & Freddie Mac Mortgages

The Federal Housing Finance Agency (FHFA) suspended foreclosures and evictions for borrowers with single-family home mortgages. So, if your mortgage is backed by Fannie Mae or Freddie Mac, you may be able to suspend or lower your payments for up to 12 months if you’ve lost income due to the COVID-19 pandemic. Any late payments would not be reported to credit agencies. For additional information, please visit the following websites.

Federal Housing Administration (FHA) Insured Mortgages

The Federal Housing Administration (FHA) has also announced a 60-day moratorium on foreclosures and evictions for holders of FHA-insured mortgages on single-family homes.

For further information about your FHA-insured mortgage, contact the National Servicing Center at 877-622-8525.  For other questions, contact the FHA Resource Center at 800-CALL-FHA (5342).

Website | Email: Answers@HUD.gov

Other Mortgage Relief Resources

Wells Fargo, U.S. Bank, Citi and J.P. Morgan Chase have agreed to 90-day waiver of payments for those who have been impacted by COVID-19 and Bank of America is deferring mortgage payments on a monthly basis until the crisis is over. Additionally, nearly 200 state-chartered banks, credit unions, and servicers  are offering mortgage relief options, including San Mateo Credit Union which is offering first mortgage forbearance of up to 6 months. To see if your lender is offering mortgage relief, please review this list of participating financial institutions or contact your lender directly.

Department of Veteran Affairs (VA) Mortgages

Veterans who have questions regarding their VA home loans call, 877-827-3702, to speak with a Loan Technician. Veterans whose homes have ever been modified with VA Specially Adapted Housing grant funds, should also contact VA at 877-827-3702.