City News

Second Session Added for the First time homebuyer workshop! Sign up for Jan. 25th in South San Francisco

*NEW session added for this popular workshop due to demand! First session on January 23rd is full, so HEART added a second session on January 25th. Read on for more details. 

Eight years ago, Realtors on the HEART board helped created a program to help middle-income families buy market-rate homes in San Mateo County. 80 families have been helped so far.

Buying a home is not easy in this market, but it can be done. Come find out how you can use the HEART loan to buy a market-rate home or condo anywhere in San Mateo County at our free workshop in January. 

HEART offers down payment loans for qualified first-time homebuyers up to $119,278, which, together with a first 30-year, fixed rate mortgage from Meriwest Mortgage, enables the borrower to finance their first home with 5% down and no PMI (private mortgage insurance)

HOW do I qualify?

  • Work or live in San Mateo County
  • Income of $150,000 or less, credit score 680 or better
  • No restrictions on purchase or resale   
  • Home price up to $795,187 for qualified borrowers
  • Get More Program Information Here

Please note: HEART does not have access to below-market rate homes for purchase. You will need to review your income, debts and credit score to see how much you can borrow. You will also need to review the cost of entry level homes and condos to see what you can afford, and where you should be looking. 

Sign up here: 

Thursday, Jan 25, 6:00-7:00 pm Municipal Services Bldg, 33 Arroyo Drive, South San Francisco

More questions? Contact us

Paula Stinson at, 650-240-5630 or

John Souza at, 408-849-7115